1. Inquiry
You reach out through the contact form. We come back within two business days with a proposed session time and a payment link.
2. Twelve-month intake
Before the session you send a rough breakdown of the last twelve months of income — not exact figures, just the shape. A gig here, a royalty there, a slow month. This is what makes the plan fit your real work instead of a template.
3. The session
Sixty minutes, by video call or in our Guro-gu office. We walk through your income pattern, name the three numbers — housing ceiling, tax reserve rate, project buffer — and place each in the account it belongs in. No app to learn, no spreadsheet to maintain.
4. The one-page plan
Within two business days we send you one page: the shape of your income, the three figures, the accounts each one sits in, and the single next decision worth making. One follow-up email within seven days is included if anything is unclear.
Most clients come back for a follow-up when their situation shifts — a new client, a different income rhythm, a year-end review. The structure stays; the figures adjust.